IAR CE · Who must take it
Who has to complete IAR CE?
Every investment adviser representative (IAR) registered in a jurisdiction that has adopted the NASAA IAR CE model rule is subject to the requirement. It applies to IARs of both state-registered and federally covered advisers, and it follows where the IAR is registered, not where the firm is registered or where the IAR lives.
How the requirement is triggered
- By the IAR’s registration. A common misconception is that the firm’s registration location triggers the requirement. NASAA says it is applied based on where the IAR is registered.
- Both adviser types. It covers IARs of state-registered and federally covered investment advisers.
- New registrants. An IAR who first registers in an IAR CE state has no annual requirement until January 1 of the following year.
- It can persist. NASAA notes that once an IAR has the requirement, it continues even if the IAR later drops that state registration, and a deficiency can accumulate.
Which jurisdictions
Jurisdictions adopt the model rule on their own schedules. NASAA’s map lists Tennessee as effective in 2024 and Indiana as effective in 2027, among others. Check the current NASAA map and your firm’s compliance team for your own registrations. See also IAR CE in Tennessee.
Next step
Check your FinPro transcript for your status, remaining credits and prior Course IDs, then choose only the courses you need. Our IAR CE checker can help you plan, and the course ID list shows what Gulfstream CE offers.
Quick answers
Does IAR CE apply to representatives of federally covered advisers?
Yes. NASAA states the requirement applies to all registered IARs of both state-registered and federally covered investment advisers in a jurisdiction that has adopted the model rule.
Does my firm’s registration location decide whether I need IAR CE?
No. NASAA says the requirement is applied based on where the IAR is registered, regardless of where the IAR lives or where the firm is registered or notice filed.
I just registered as an IAR. Do I need IAR CE this year?
If you register for the first time in an IAR CE state and have no existing requirement, NASAA says the annual requirement begins on January 1 of the following year.
Sources
Facts about requirements checked October 26, 2026 against these official sources; confirm your own status with your regulator and firm.
Plan your IAR CE
- IAR CE credits required
- IAR CE in Tennessee
- IAR CE FAQ
- 2026 IAR CE deadline and renewal processing
- IAR CE questions and answers
- Check IAR CE state requirements and plan from your FinPro balances
- Compare all Gulfstream IAR CE courses and purchase terms
Gulfstream CE is a course provider; courses are NASAA-approved for IAR continuing education. This page is educational and is not investment advice, legal advice or an offer of securities. Questions: sterling@gulfstreamwealth.com.