IAR CE · Credits
How many IAR CE credits do I need?
Investment adviser representatives in IAR CE jurisdictions need 12 credits each year: 6 in Ethics and Professional Responsibility and 6 in Products and Practice. The split is required, so 12 credits in one category do not satisfy the requirement.
How the 12 credits are split
| Category | Credits per year |
|---|---|
| Ethics and Professional Responsibility | 6 |
| Products and Practice | 6 |
| Total | 12 |
NASAA gives an example: 8 Products and Practice credits plus 4 Ethics and Professional Responsibility credits is 12 in total but does not satisfy the year’s requirement. A credit is a unit NASAA designates as at least 50 minutes of instruction.
Carry-over, retakes and shortfalls
- No carry-forward. Credits beyond the 12 do not count toward a later year (Tennessee Securities Division notice).
- No credit for repeats. An IAR receives credit for a course only the first time its completion is reported, unless the course is updated and issued a new Course ID (NASAA catalog).
- Shortfalls accumulate. Once an IAR has the requirement, a deficiency keeps accumulating, up to 36 credits, if it is not maintained each year (NASAA FAQ).
Which Gulfstream CE courses cover which category
| NASAA Course ID | Content area | Credits | Price |
|---|---|---|---|
| C82490 course details | Ethics and Professional Responsibility | 6 | $49 |
| C82507 course details | Products and Practice | 6 | $49 |
| C82482 course details | Ethics and Professional Responsibility | 6 | $49 |
| C82483 course details | Products and Practice | 6 | $49 |
$89 for an approved Ethics + Products and Practice pair (C82490 + C82507, or C82482 + C82483): 12 credits per pair. A pair’s 6 + 6 credits total 12; that does not establish your individual remaining need. Jurisdiction, registration history, prior courses and firm guidance determine which courses fit, so check your FinPro balances and prior Course IDs first.
Enroll in IAR CECourse details & terms
Quick answers
Can I take all 12 IAR CE credits in one category?
No. NASAA requires 6 credits in Ethics and Professional Responsibility and 6 in Products and Practice. Extra credits in one category do not make up for a shortfall in the other.
Do extra IAR CE credits carry over to next year?
No. Credits beyond the annual requirement do not carry forward to a later reporting period.
Can I retake the same IAR CE course for credit in a later year?
Generally no. NASAA states that an IAR receives credit for a course only the first time its completion is reported, unless the course has been updated and issued a new Course ID. Check your prior Course IDs in FinPro before you buy.
Sources
Facts about requirements checked October 26, 2026 against these official sources; confirm your own status with your regulator and firm.
- NASAA IAR CE FAQs
- NASAA approved IAR CE course catalog
- Tennessee Securities Division notice: New IAR CE rule
Plan your IAR CE
- IAR CE in Tennessee
- Who must take IAR CE
- Text-only IAR CE courses
- 2026 IAR CE deadline and renewal processing
- IAR CE questions and answers
- Check IAR CE state requirements and plan from your FinPro balances
- Compare all Gulfstream IAR CE courses and purchase terms
Gulfstream CE is a course provider; courses are NASAA-approved for IAR continuing education. This page is educational and is not investment advice, legal advice or an offer of securities. Questions: sterling@gulfstreamwealth.com.